DEVELOPMENT OF IT INFRASTRUCTURE
Completed
The required IT infrastructure to facilitate payment processing and issue personal IBANs and payment cards has already been developed and are available as a minimum viable product (MVP) in the form of SpectroCoin. Currently, SpectroCoin has 535,300 clients and has already issued 65,000 cards.

PRE-ICO
Completed
10% of the tokens have been distributed to determine the price of the ICO. In total, 2.5bn BNK tokens have been sold for 25M EUR, making it one of the largest pre-ICOs ever. More than 16,000 contributors have participated in the pre-ICO.

WALLET CAPABILITY
Completed
Support of full P2P transfers, mobile wallets and the start of membership application of the major payment networks such as card schemes and remittance networks.

LAUNCH OF THE EXCHANGE
First half of 2018
The start of live version of Bankera’s exchange supporting major cryptocurrencies, ERC20 and NEM Mosaic tokens.

BANKING CAPABILITY
early 2019
After the ICO, a banking license will be obtained. This will allow us to offer loans and deposit services.

INVESTMENT SOLUTIONS
late 2019
The launch of services related to low-cost investment solutions such as exchange traded funds (ETFs), cryptocurrency and crypto token funds as well as robo advising.

NEW TYPES OF MONEY
2020
The synergy between investment and payment products will offer new types of money such as economic growth linked currency or usage of ETFs as a medium of exchange.