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6 Oct 2014 Under the Fair Credit Reporting Act, most negative information can be reported on credit reports for seven years. But why is it for seven years?
 16 Aug 2010 I still get collection calls on an account that is probably 15 years old. You pull your credit file and there is probably 10 collection agencies in
 
 If you do, these mistakes will disappear from your credit report over time. How much time? For unpaid or delinquent accounts, the time period is seven years. For Chapter 7 bankruptcies, it's 10 years.
 13 Jun 2017 When would the seven-year rule start? Late payments remain on the credit report for seven years. Late payments, called delinquencies, are deleted seven years from the original delinquency date of the debt after which it was never again current.
 14 Mar 2017 We'll get into the nitty gritty in a minute, but as a starting point, most negative information will remain on your credit reports for seven years with
 29 Jun 2017 That includes things like late payments, debt collections, charged-off accounts, and Chapter 13 bankruptcy. Certain other negative items, like some judgments, unpaid tax liens and Chapter 7 bankruptcy, can remain on your credit report for more than seven years.
 29 Mar 2016 A good credit score doesn't come quickly. Excellent credit requires seven years of open credit accounts and on-time payments. Here's why, and
 Dear Debt Adviser, How do I learn the timeline on my debt? I know after six or seven years the debt is removed. I would like to know if there is a way to see if it is
 18 Sep 2014 Why do unpaid loans take seven years to expire from your credit report? Good question. Industry experts don't know how the period came to be
     
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