Do you have someone in your life who is a bad influence when it comes to your financial or career goals? I’ve known a person like that. Typically this happens when you’re trying to make new, positive changes in your life. For example, when I decided to go back to school, many of my friends and relatives gave me a hard time about it, making fun of my choice to go back to school. “I don’t get it — what exactly are you going to do in school now that most of your age mates are getting married and some are with kids?” They would asked.