http://www.ally.com/bank/interest-checking-account/ No minimum deposit to open No monthly maintenance fees Free Online Banking, Mobile Banking app, Bill Pay, and Popmoney® Free Debit MasterCard®, checks and unlimited check writing No Ally ATM fees at any ATM nationwide. Use Ally's ATM & Cash Locator Make deposits from your computer or mobile device with Ally eCheck Deposit℠ Rate is variable and may change after the account is opened Balances of $15,000 or more get an even higher rate Free balance alerts FDIC insured to the maximum allowed by law Other fees, such as those for returned deposit items and outgoing wires, may reduce earnings Ally's Interest Checking Account rates are accurate as of 1/10/2014.