The strategy for the 3x3 Matrix. Once you have upgraded to Phase 1.2 and receiving the $20 payments. You should be thinking ahead to what it takes to be in Phase 1.3 which the cost is $100. So once you receive 5x $20 you should upgrade to Phase 1.3 for $100 so you can receive payments from those below you who may have been able to recruit faster then you. This will keep your matrix moving. Now you will still receive the remaining amount from Phase 1.2 or 4x $20 = $80.