Margin trading is essentially trading with borrowed funds instead of your own. When you place a margin order, all of the money you are using is borrowed from other users offering their funds as peer-to-peer loans. The funds in your margin account are used only as collateral for these loans and to settle debts to lenders. If you are new to margin trading, there are a few terms and concepts you may not be familiar with. Let's go over them by looking at the changes to the user interface.