There are so many pros and cons related to the health care industries ranging from how the rate of the insured under the current health care state under the Affordable Care Act (ACA) that has provision, protection of Medicare, Medicaid, for the children and the elders who need health care more since the ACA/Pros such as Plan options, similar to public insurance plans, cost, and alternative to SHOP plan as also seen on quote,  “Plan options: Depending on your region, you may find more private health insurance plan options and carriers as compared to your state’s Health Insurance Marketplace. This applies to both small business owners looking for a small group plan and for individuals who are looking for their own plan. Like public health insurance plans: Did you know private health insurance is almost identical to plan individuals purchase through the public exchange? In fact, the only difference between the two is that those who choose a private individual or group plan do not have access to the Affordable Care Act’s tax credits. It’s also important to note that private health plans are also required to be compliant with the Affordable Care Act (ACA).