I am excited to share a few wins for team BMO from the 2021 BIG Innovation Awards by the Business Intelligence Group. Our team was recognized for a new digital solution that aims to simplify charitable donations from start to finish. I am also proud to announce another win for one of our leaders – Peter Poon, BMO’s Head of Canadian Digital Service and Innovation - recognized for his leadership in driving BMO’s digital innovation agenda and a number of first-to-market launches for our customers. Congratulations to the team and Peter for this outstanding recognition, and for championing a digital-first mindset focused on helping our customers make real financial progress.