There are also new regulations on the health insurance industry, most notably prohibiting insurers from denying insurance for pre-existing conditions” (Miller et al, 703). This is to say that if we remove pre-existing conditions, improve on the ACA and fix the parts that needs fixing. Remove plans through a person’s employer because this will give employers to hire more because when one leaves a particular job, the insurance does not leave with the person so I think if the cracks of the ACA, Private health insurance to work effectively improving the lives of millions of people and indeed the economic Effects of the National Health Care Program.