Can someone else drive my car
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Does my Auto Insurance Cover Other Drivers in Another State? The quickest and easiest way to get a reduction in your insurance cost is to go for a cheaper car. Well, forget about what Hertz would do because whether they are an additional authorized driver or not, what will happen in 99.
California is one of the states that has minimum insurance requirements. Using an interlock is not hard, but proper instruction is important to avoid fails. The only thing that matters to them in this respect is that they are listed on the insurance policy for that car. When purchasing auto insurance, carefully review the details on excluded drivers and any limitations on coverage for anyone driving the car who is not specifically named on the policy.
If your boyfriend has a decent driving record and didn't operate the vehicle regularly then it is probable that your insurer would have written the policy for the same or a very similar premium even if you had disclosed he resided with you. Collision is an optional coverage, but most drivers do add it. The particulars of exactly how this transpires depends on the specific policy language, coverages and state laws. Your policy extends to this car and covers you the same way as if you were driving your car. Hopefully this article has cleared some things up, and provided you with more information on the way. In each case, the individual circumstances will be investigated, but generally speaking you are covered by your own insurance. You can check this on the Financial Services Register by visiting the uSwitch Limited is registered in England and Wales Company No. They do this because the general assumption is that if a licensed driver resides with you they will occasionally operate the vehicle. And keep in mind, the same policy limits and conditions will apply. The agent checked the computer for the rental number and confirmed it for the officer. How much does it cost to add an extra driver? When you apply for insurance the insurer requires you to list all licensed drivers that reside with you.
Buckley Insurance Brokers - Typically, their policy extends to cover you when driving their car.
As leaders in providing insurance coverage for nearly 35 years, clients often ask us if other drivers are covered under their article from insurance broker — Bow Valley Insurance — policy. This explains your coverage when you lend your vehicle to a friend or a relative. But we also need to be sure the vehicle and the person driving is covered by your auto insurance policy. Will Your Auto Insurance Policy Protect You, Your Friend and Your Vehicle. Perhaps the friend driving your car gets involved in an accident and injures occupants of the other car. If a friend borrows your vehicle and causes an accident, you could be found financially responsible — putting both your insurance rates and your relationship at risk. Before lending your vehicle to someone else, ask yourself the following questions. To be covered by youreven if the person is related to you or is your best friend, you cannot allow someone to use your vehicle as part of their regular routine. Anyone using your vehicle on a regular basis must be named as a driver on your policy. We urge you to protect yourself from the serious consequences that could result if someone driving your vehicle is involved in an accident. Please today if you can someone else drive my car any questions. Please request a convenient today!.
