*This is how RIIAB WORKS*
You sign up with a one time sum of 1000naira and invite 3 friends. In networking, these invited friends of yours are called referrals or down-lines.
These referrals now do exactly as you also did. Each of them equally invite 3 people (referrals) and it goes on like that until you reach the final level.
RIIAB system operates on a 3 x 4 matrix. In other words, it is 3 ways wide (you invite 3 people) and 4 levels deep (starts from level 1 and stops at level 4).
Below is a schematic diagram to further illustrate the RIIAB system.
*PayMent Method*
RIIAB operates on a member to member payment system. This means that you get paid by your down lines (those under you) until you get to level four. A perfect example is when you sign up, the RIIAB system directs you to pay your 1000naira sign up fee to the account of an up-line (someone above you in the system). This is why the system requires you to put in your account details when registering. After making this payment, your up-line will now approve and acknowledge your payment thereby preventing the system from deactivating your account. The system is built to deactivate the account of any down-line that fails to pay to his/her up line.
Please note that as you get higher, there is an upgrade fee you pay to your up-line in other to get to the next level. This upgrade fee wouldn't come from your pocket but will be generated from the money your own down-lines also paid to you (those under you).
It continues in his manner until level 4.