Internet banking has come to stay and there is no doubt about that because it can only get better as time goes on. Gone are the days of long queues in the banking halls just to withdraw money from one's account.
If you are conversant with Internet transactions like buying stuffs online and paying for NEPA, DSTV, Flight Ticket, School fees etc online with your bank details, you will notice that you require a token from your bank to complete the transaction. It is a security measure to verify you are the real owner of the account and makes you unique.
In many banks, the token is a hardware that you carry around just like the way you take your debit cards along with you but GTB recently introduced a better way to use it without carrying it around. With your phone, you can now generate your unique internet banking token by dialing a designated USSD code from your handset, cell phone, mobile phone or tablet.
