If you’re in the enviable position of having some extra cash in your bank account that hasn’t already been claimed by bills, then you might be asking yourself: Should I use the money to pay off debt, or simply save it? It’s a perennial question with a difficult answer, because it depends largely on the status of the rest of your financial life, as well as your expectations for the future.
With that in mind, we created the following five-step guide to help you think through what move is best for you and your money.
http://money.usnews.com/money/personal-finance/articles/2014/09/09/5-questions-to-help-you-decide-whether-to-save-or-pay-off-debt
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