Swagbucks
WATCH VIDEOS, PLAY GAMES AND EARN
QUICK STATS
Who's it good for? People who want to grab quick cash for fun tasks. Typical earnings: £25/month. Payment method: Cash via PayPal, Amazon vouchers & more. Amount you need to earn before it pays: 1 point (depends on reward). Feed back: Swagbucks
With a cult following on our forum, Swagbucks* gives 'swag points' for doing fun web activities. You can get paid for watching videos, searching via its page instead of Google and even playing free online games.
Advertisers pay it to publicise their wares or do market research, and Swagbucks passes a cut onto you. It lets you spend points on rewards in its Reward Store. For example, 850 points equals a £5 Amazon voucher.
For motivation, join other points chasers in the forum's popular Swagbucks Challenge 2013 thread.
See a full list of ways to earn Swag points
Some rewards are better value than others, so always compare a few. On the rewards page, there are gift cards in US dollars too - always choose those marked GBP.
One committed 'swagger' from the forum, cally6008, says: "Swagbucks is one of several online earning sites I use, but it's one of my favourites. I know for a fact that you can earn £25 a month using the site, because I do so nearly every month."
02Online survey sites
EARN UP TO £800/YEAR TO GIVE YOUR OPINION
Willing to give views on One Direction, washing-up liquid or whether we should quit the EU? If so, it's possible to earn £100s a year, without any special skill or talent.
It's all about stashing cash by filling in online surveys. All you have to do is sign up, wait for survey alerts to land in your inbox, then zip through the questions.
Polls are often fun. You get to vent about everything from video games to your sex life. For a full rundown of the top 20 free sites, plus tips to max your income, see the Online Survey Sites guide.
Committed survey-doers can get £200ish a year, but if you max it like MoneySaver funnyguy: "It takes a few years to build up enough to cash out, but I earned £800 last year in cash and vouchers. Comes in very useful."
Don't miss out on more ways to up your income
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03Qmee
GET PAID TO GOOGLE
QUICK STATS
Who's it good for? Folks with patience to click ads for a few pence each time. Typical earnings: £5/month Payment method: Cash via PayPal How much you need to earn before it pays: No minimum Feed back: Qmee
It's possible to get paid hard cash just for searching the web with Qmee*. It just involves downloading an add-on that sits on your internet browser. You then search online as you normally would on Google, Amazon, eBay, Yahoo! or Bing.
Qmee will show extra results or adverts alongside normal search results (see picture). Some companies pay Qmee to appear in these ads, and Qmee gives you a cut of the cash. If the Qmee result interests you, click it and you'll earn few pence, usually 7-15p.
The service is fairly new, but we have good feedback from MoneySavers so far. Forumite The_Jakal says: "I've been using Qmee for three weeks and I'm on £14 now. I'm keen to see how much I can really make from this. I reckon at least £150 by Christmas."
How to sign up
Can I boost earnings by repeating searches?
What does Qmee do with my data?
Why does Qmee sometimes pay for clicks to MoneySavingExpert?
04Gift Hunter Club
EARN HARD CASH FOR FUN TASKS
QUICK STATS
Who's it good for? Folks who already use Swagbucks & want to join a similar site. Typical earnings: £7/week. Payment method: PayPal, Amazon vouchers and more. How much you need to earn before it pays: £7ish. Feed back: Gift Hunter Club
Online earning site Gift Hunter Club doles out points for watching videos, doing polls, entering competitions and completing other easy tasks.
You can convert these into cash through PayPal, Amazon vouchers and more. Just sign up and check the Earn Points section, which shows tasks available and how much they pay.
MoneySavers reckon the site's fun, payment is quick and they earn a decent amount each week. Forumite mizzame says: "I made £10 in Paypal cash very easily last week, £8 the week before. From videos and easy tasks mainly. My best earning site at the moment!"
Aim to redeem your points on rewards giving better value
A £10 Amazon gift card costs 1,500 points. But 10 US dollars in cash (£7ish) via PayPal is 1,000 points, which can be better value, depending on the exchange rate. While Gift Hunter Club lists cash payments in US dollars, Paypal converts the cash into pounds.
05Maximiles
GET PAID TO WATCH VIDEOS
QUICK STATS
Who's it good for? Folks who like watching quick ad videos on their PC. Typical earnings: £10 every two months. Payment method: Vouchers, incl Waitrose and Debenhams. How much you need to earn before it pays: Varies by reward. Feed back: Maximiles
It's possible to earn high street vouchers just for watching videos though Maximiles. Clips are short adverts, for example, Andrex promos or Cheryl Cole videos.
New vids come up every day, so visit often, plus forumites post the latest ones in the Maximiles thread. One thing to watch out for: make sure you're logged in when you rate the videos, or you won't get points.
You can cash in points for gift vouchers. For example, 3,000 Maximiles equals a £10 Waitrose voucher. See available vouchers.
Stick to free points offers
06Gift Hulk
GET PAID TO WATCH VIDEOS, SEARCH & MORE
QUICK STATS
Who's it good for? Fans of fun web tasks who don't mind a cheap 'n' cheerful site. Typical earnings: £5/month. Payment method: Rewards include Amazon vouchers. How much you need to earn before it pays: Varies by reward. Feed back: Gift Hulk
Similar to Swagbucks above, Gift Hulk pays for a host of web activities, including watching videos, answering polls and searching via its site instead of Google.
While the site looks a little basic, many MoneySavers are fans. You get paid in Hulk Coins, which you then convert into rewards including Amazon vouchers (ensure you select vouchers in GBP, rather than US dollars).
Look out for special codes for extra points - forumites post them in the Gift Hulk thread.
07GetJam
BAG CASH FOR WATCHING VIDS ON YOUR MOBILE
QUICK STATS
Who's it good for? Smartphone owners who can watch vids while making cuppas. Typical earnings: £5 every two months. Payment method: Cash via PayPal. How much you need to earn before it pays: 420 berries (£2.50). Feed back: GetJam
If you've a smartphone, mobile app GetJam pays you cash to watch adverts, movie trailers and games previews. Advertisers pay it to spread the word, and it passes a cut of this on to you.
You bag berries (berries, jam – geddit?) every time you watch a video. Then you can exchange these for PayPal cash - 800 berries equals a fiver via PayPal. The app works on Android, iPhone and Blackberry. Always log in before watching to ensure berries get credited.
It's easy to fit in around normal life, as forumite star2007 says: "It's no hassle, I watch in odd moments like waiting for your computer to boot or kettle to boil. You can earn £5 per month."
MoneySavers have reported that recently videos are not as plentiful as they once were, so this is probably just to add to your list for belts and braces.
How do you sign up?
Warning! This is best done over a wifi connection
0840+ insider comping tips
ENTER CONTESTS AS A CASH-BOOSTING HOBBY
From cars to £20,000 cash, five-star USA holidays to £10,000 of Tesco gift cards, MoneySavers have won it all. It's all about 'comping', a potentially profitable online hobby for the lucky.
Comping's about systematically sourcing and entering hundreds of the right contests. Committed forumites use web gadgets to fill in forms at speed, answer questions and come up with tie-breakers. There are also tricks to enter TV premium phone comps free via the web. For full help, see our 40+ Insider Comping Tips guide.
Check out the forum's Competitions Time board, a reciprocal community of devoted compers. The idea is you post contests and cheer others when they win.
"I won a Vegas trip & £26,000 of gadgets"
While big success isn't certain, it does happen. Among the luckies is MoneySaver mrsrobertson. She says: "I started comping in May '11 and I've won a £3,000 Las Vegas trip and gadgets worth over £26,000. I'm hooked."
09FREE cashback
GET CASH FOR CLICKS - NO NEED TO BUY
Cashback sites work by giving you a cut of the cash they earn for channelling web traffic. Yet you don't have to buy anything to earn cash via these sites - they often pay you just for for clicking links on the internet.
For example, Topcashback* pays £2ish when you click through to get a Gocompare car insurance quote or 5p when you search for flights on Fly.com. Its free cashback section lists the top offers. For a full explanation, see Top Cashback Sites.
10Qustodian
GET PAID TO READ ADVERTS ON YOUR MOBILE
QUICK STATS
Who's it good for? Patient people with a smartphone. Typical earnings: £10 every six months. Payment method: Cash via PayPal or BACS. How much you need to earn before it pays: £10. Feed back: Qustodian
Free smartphone app Qustodian pays you to read adverts. Simply download the app, and plug your likes and dislikes into your profile. It then sends adverts matching your interests to your Qustodian inbox. You get paid cash when you view messages, respond to questions or watch videos.
It pays cash via PayPal or via BACs into bank account when you earn £10. Forumites report the slow trickle of messages means it takes a while to hit this, so this app's just one for committed online earners.
Warning! Watch videos over a wifi connection
What does it do with my personal data?
Get paid to write & create content
11Textbroker
GET PAID TO WRITE
QUICK STATS
Who's it good for? People who enjoy writing and have high grammatical standards. Typical earnings: £50/month (if you're committed). Payment method: Cash via PayPal. How much you need to earn before it pays out: £8ish (pays in euros). Feed back: Textbroker
Always wanted to have a crack at the old writing game? Now's your chance. Textbroker pays for content for adverts, websites and newsletters. The company acts as a middleman between clients and writers, taking a cut from each piece sold.
Typical payments are £5 to £30 per article, and forumites have written about everything from sport and wildlife to finance and casinos.
How to join
To be accepted as an author – and hopefully get the cash rolling in – you pen a short test piece. Textbroker assesses it, grading you from one to five stars.
You don't need to be James Joyce, but you do to construct sentences properly and use correct grammar. Fluency in other languages is a bonus – one MoneySaver writes in German.
Tips to earn maximum cash
We're not talking Stephenie Meyer's Twilight sums. But some forumites, such as Sinkorswim, are turning over a grand a year: "I've been with Textbroker for nine months, and have made over £1,000. It's a godsend, as I had to give up my part-time job due to a back problem. I got another job, but am reluctant to stop writing, as I really enjoy it."
Forumite Farmers-wife says: "I have recently started with Textbroker as a writer. Six articles down and I'm hooked. As a stay-at-home mum and farmer's wife it's lovely to be doing something for myself. Getting praise for writing is doing wonders for my confidence."
Pitch to papers and mags
If you're a talented writer, consider pitching your work to papers and magazines too. The Writers' & Artists' Yearbook has a list of contacts, and you'll now find many online.
Keep your pitch email brief, including a few lines summing up the feature idea, plus a few short bullet points on what you'll cover. If you can peg your idea on something currently in the news, even better.
12Clickworker
GET PAID TO WRITE, ENTER DATA & MORE
QUICK STATS
Who's this good for? People who can write winning adverts. Typical earnings: £20/month. Payment method: PayPal. How much you need to earn before it pays: No minimum. Feed back: Clickworker
As well as paying for written content, Clickworker offers other jobs, including data entry, web research, product reviews and data tagging.
MoneySavers report there's heaps of work on offer. They've penned Groupon adverts, travel destination descriptions, flight adverts and fashion articles, to name a few.
You must complete a test before you can work, and most jobs require a score of at least 90%. You can earn between £2 for shorter jobs and £5 for longer ones.
Tips to earn maximum cash
13DooYoo
GET PAID TO WRITE PRODUCT REVIEWS
QUICK STATS
Who's this good for? Speedy writers with lots of products to review. Typical earnings: £20 every two months. Payment method: Cash via bank transfer or Amazon vouchers. How much you need to earn before it pays: £20 for Amazon vch, £50 for cash. Feed back: Dooyoo
Consumer opinions site Dooyoo pays up to 60p for each product review you write. The amount you get depends on the product's category. For many electronics, it's 60p, but for others, such as books, it's only 10p.
Reviews need to be at least 150 words long, though try to stick to your personal experiences rather than padding with lists of technical specs.
Once you rack up £20, you can convert it into a £20 Amazon voucher. Alternatively, wait till you hit £50 for a cash cheque. Beware: Dooyoo miles expire after one year, and a few MoneySavers have been caught out.
Committed reviewers, such as MoneySaver jenniewb, have made bundles of cash. “In two months, I have reviewed literally everything I have used bar one or two uninteresting items, and have earned myself £70.”
14YouTube
EARN CASH FROM HOMEMADE VIDEOS
QUICK STATS
Who's this good for? People who enjoy making funny or specialist clips, and are a wiz with videocams. Typical earnings: £60 every two months (though it varies dramatically). Payment method: Cheque from Google Adsense. How much you need to earn before it pays: £60. Feed back: YouTube
We can't promise you'll earn £100,000 like the dad who uploaded “Charlie bit my finger – again!”, the clip of two cheeky brothers that racked up 500m views. Yet even if your YouTube videos don't become global phenomena, it's possible to earn a little extra each month through the clip-sharing site.
Before we get started, here's forumite sophie.christie's story for inspiration: "About two years ago I started a YouTube account. One of my videos started to do quite well and the site asked me to become a partner.
"I started to receive a very low income from this. However, over the last year I've been posting new videos on birthday party tips. I have now have 80, and a daily income of more than £20. It's rising by about 10% each month."
How YouTube's partner programme works
YouTube's Partner Programme lets users take a cut of the cash from the adverts that run alongside their videos. You must apply to become a partner, but YouTube says anyone who regularly uploads original clips which get a fair amount of views should be eligible.
Earnings vary dramatically, depending on how many views you rack up and how much revenue the ads generate.
Tips to max YouTube earnings
How can I become a partner and earn money?
How much can will I earn?
Finally, ITV still pays £250 for funny videos selected to appear on You've Been Framed. No need to post a VHS tape – you can upload clips to its site.
15Amazon Associates
EARN CASH FROM YOUR BLOG OR WEBSITE
QUICK STATS
Who's this good for? Those with a blog or site that they'd like to earn cash from. Typical earnings: £25/month (depending on your site's popularity). Payment method: Amazon credit & cash. Amount you need to earn before it pays out: £25 for Amazon credit, £50 for cash payouts. Feed back: Amazon Affilates
If you've a blog or website, set up a free account with Amazon Associates, a scheme where you earn Amazon vouchers for linking to the site.
Just follow the steps to add links and banners to your website. When someone clicks on Amazon from your site and makes a transaction, it's recorded and you're paid 5% commission, which you get in the form of cash or an Amazon discount.
This rises to 10%, depending on how much you sell and what category it's in. (See a full list of payments.)
Though don't just fill your site to the brim with Amazon links. What works best is ensuring you've quality editorial content, then adding the links after.
Products bought by you personally won't count towards your commission, nor will anything ordered for delivery to your home address or paid for on your credit card.
16Write a Kindle e-book
EARN UP TO 70% OF THE LIST PRICE WHEN YOU SELF-PUBLISH
QUICK STATS
Who's this good for? Folks who want a bash at a bestseller, though money's not guaranteed. Payment method: Electronic bank transfer (see full payment details). How much you need to earn before it pays: £10. Feed back: Kindle Direct
EL James's Fifty Shades of Grey started as a self-published e-book – now's your chance to emulate her success. Amazon's Kindle Direct Publishing tool lets you upload your own e-books instantly, for free. Every time the book sells, Amazon gives you up to 70% of the list price (excludes VAT).
While not a guaranteed money spinner, e-books don't have to be Booker Prize contenders. If you're a specialist in a niche subject, from worm composting to rollercoaster riding, you could pocket a little extra each month.
What's my cut?
Amazon pays two percentages for royalties: 35% for books with a minimum list price of 75p, and 70% for books £1.49 or more. Many folks choose to price at less, because the extra books they flog make up for the smaller percentage. See full royalty options details.
You'll see paid-for editing services on the web. But while you're starting out, it's probably best just to get a literate friend to proof-read it instead, to ensure you don't end up out of pocket.
Here's how to publish your own Kindle (hopefully) bestseller:
Step 1. Write your book in Word, putting page breaks between each chapter and avoiding any bullet points.
Step 2. Run it through Amazon's Kindle e-book Previewer to check it looks alright as a Kindle e-book.
Step 3. Upload your book to Amazon. It should be online in 24 hours.
For a more detailed guide, Amazon has a host of tutorials and instructions. Finally, if you need inspiration, why not try the NaNoWriMo campaign to write a novel in a month, which runs every November.
17Slice the pie
GET PAID TO WRITE MUSIC REVIEWS
QUICK STATS
Who's it good for? You'll need a pretty open mind, as you can't choose specific music genres. MoneySavers have reported earnings slowing recently. Typical earnings: £7/month Payment method: Cash via PayPal. How much you need to earn before it pays: £7ish. Feed back: Slicethepie
Unsigned music review site SliceThePie pays you for each song you rate. As you build up a reputation, you can earn more. Read the site's tutorials before you start.
Previously, a dedicated fan putting in a couple of hours a night could expect around £30/month, but forumites report this has dropped recently. You won't earn much, but some MoneySavers who enjoy listening to music like it.
Get paid for easy tasks
18Field Agent iPhone app
GET PAID TO CHECK PRICES, SNAP PHOTOS & MORE
QUICK STATS
Who's it good for? If you've got an iPhone, and can nip out to do quick tasks. Typical earnings: £10/month. Payment method: Cash via PayPal. How much you need to earn before it pays: No minimum. Feed back: Field Agent
Ever fancied being a secret agent? If you’ve got an iPhone, a free app called Field Agent could be your chance. When companies need a small market research task done, it's sent out via the app.
Your mission, should you choose to accept it, is to check prices in stores, take photos of products and pen reviews. It typically pays £4.50 per task, but sometimes as much as £10.
The app pays cash via PayPal. You can withdraw your money whenever you like - no need to earn a certain amount first.
How to start earning cash
Install the Field Agent iPhone app (sadly, it's not available for Android). Just search for jobs in your area – it’s worth checking regularly, because tasks go like hot cakes.
Here are some tips to max your earnings:
Check jobs daily, even on Sundays. The best times to check the app are before 9am and after 1pm.
‘Like’ its Facebook page. FieldAgent often lets you know about upcoming jobs there.
Ensure your phone's GPS is switched on. Some tasks are based on geographic location. Check your phone battery's charged too.
Do tasks efficiently. You're scored on each task you complete, and 'agents' with higher scores get first dibs on jobs.
19Lionbridge
A SERIOUS REMOTE-WORKING JOB
QUICK STATS
Who's it good for? Those with a degree and a high boredom threshold, who want to earn a cash from home. Typical earnings: £140-£200/month (depending on hours) Feed back: Lionbridge
“Legitimate work from home job. Earn £££s!” Adverts in the back of mags pulse with promises, yet often the reality's usually disappointing or even dodgy. Yet one work-from-home job that MoneySavers have had more luck with is Lionbridge.
You usually need a degree to apply, but heaps of MoneySavers have been accepted. It says it usually has 150 jobs on offer at any one time.
What's the work like?
The web firm offers several part-time posts, most aimed at helping companies improve their search engine results. Tasks can include checking search results, gathering data and testing mobile apps.
You choose your hours and don't have to travel from A to B, perfect if you want to earn a cash while staying at home with the kids. You must work minimum of 10 and maximum of 20 hours per week.
Forumite Ghost_2005 says: "It's a genuine work-from-home opportunity that pays real money. There are precious few of them, so if that's what you're looking for, it's a good opportunity. In the grand scheme of employment, there are better and more fulfilling jobs. In the grand scheme of home working opportunities, it is a decent job."
On the downside, others say it's about as exciting as a hangover on a rainy Sunday. As daz501 says: "I can honestly say when I had the job I had never felt so bored. An hour's work felt like three hours. Be aware of what you're actually applying for – it demands concentration!"
Stay motivated with other forumites in the Lionbridge forum thread.
What qualifications do you need?
How do you apply?
A newer company, Leapforce, also employs people to evaluate and improve search engine results from home. Several MoneySavers have taken its exam and recently started work. We've less feedback on this company, but it looks promising. See the Leapforce forum thread for more.
Got a top way to earn cash online that we haven't listed?
Feed back in the Earn cash online discussion.
20Bzz Agent
GRAB FREE PRODUCTS FOR TELLING FRIENDS ABOUT THEM
QUICK STATS
Who's it good for? Social media fans who love freebies and aren't embarassed to tell friends about new products. Feed back: BzzAgent
While it doesn't pay cash, you can earn plentiful free products through marketing company Bzz Agent. Forumites have grabbed everything from Vanish stain remover to E45 lotion and even electric toothbrushes.
The catch? As an 'agent', once you receive products, you must start "meaningful and authentic conversations" about them with online buddies and real life friends.
Many MoneySavers are fans. Forumite Mummybaker says: "I have had steam generator irons, wet lady shaves, free cookies and all sorts. It's worth it - not much effort involved and they like you to be genuine about your thoughts."
What exactly does this involve?
You sign up to Bzz Agent, fill in details about your lifestyle, and wait to be selected to for freebies. It then expects you to post about the products on sites, such as Facebook and Twitter, as well as chat to real life friends. (Though remember, posting about Bzz Agent products on this site's forum breaks our rules.)
Bzz Agent says you should never spam about the products, and you can share both positive and negative experiences - what you say is up to you. The more "active and influential" you are, the more Bzz campaigns you'll get. See how it measures this.
Of course, there's an ethical consideration to all this. Always make sure the people you talk to understand you're trialling the product through BzzAgent.
21Quidco smartphone apps
PAYS YOU TO WALK INTO SHOPS
QUICK STATS
Who's it good for? Patient smartphone owners who are often near shops. Typical earnings: £5/month. Payment method: Cash via PayPal. How much you need to earn before it pays: £1
Cashback site Quidco* has free Android and iPhone apps that let you earn cash on the go. Walk into shops with your mobile and you get 5p-50p a time, without getting your wallet out. It includes nearly 50 retailers.
You have to be patient though, one of the MSE team did 250 check-ins to earn £20.
If you're new to the cashback sites concept, they usually pay you to click through them to buy something (see Top Cashback Sites for a full guide). But this app pays you just to pop into stores.
For example, swing by the Body Shop, and 'check in' on the Quidco app. It then locates you and pays 10p to your account. This is limited to once per store per fortnight. For a full how-to and more tips, see Quidco app help.
Of course, the shops' aim is to tempt you to buy, so resist. Know it's an impulse pusher, and remember the money mantras.
22Shop and Scan
GET PAID TO SCAN SHOPPING RECEIPTS (INVITE ONLY)
QUICK STATS
Who's this good for? It's easy money, but you must wait to be selected. Typical earnings: £10/month. Payment method: Vouchers, incl Next, Debenhams. How much you need to earn before it pays: £10. Feed back: Shop and Scan
Market research site Shop and Scan is a great way to give your finances a boost. Each time you buy something, you log on and scan the receipt with the specialist barcode scanner it sends you.
Forumites report Shop and Scan pays about £10 a month. You can then cash it in for high street vouchers, including Next, Debenhams and Argos.
Please note Shop and Scan's press office would not confirm any details with us, as market research is a secretive area. So much of the tips here come from forumites.
You must wait for an invite
It's invite-only, but don't let that put you off. There's a way to get on the waiting list - just sign up at Volunteer4Panels.com. While you won't get accepted straight away, tons of MoneySavers have been selected eventually.
Forumite hedgesparrow says: "I would totally recommend Shop and Scan. I get £1.60 a week for scanning my barcodes. I still find it fun blipping the barcodes after six months. Once your total's £10, you get a £10 voucher, which takes about six weeks, but is only an hour and half of my time."
Look out for other invites
Shop and Scan often invites users to take part in other tasks for even more cash. These include filling in a food diary or Screenwise, where it installs some equipment on your TV to track the shows you watch.
This is when money really starts to mount up. Forumite Merlin139 says: "In six years we have had £3,800 of vouchers from these panels. Have not paid for an electrical appliance for five years."
23Clicks Research
GRAB FREEBIES IN EXCHANGE FOR YOUR VIEWS
It's possible to earn masses of freebies from Clicks Research. The site doles out free products, in exchange for feedback on whether they work. MoneySavers have blagged everything from anti-ageing creams to chocolate bars.
Respond at speed, as places fill up fast. It also sometimes pays cash for surveys. Clicks Research says products are all safe. It just wants to know how to improve them. Once you've signed up, Clicks Research emails invites. For more tips, see the full Clicks Research forum discussion.
24Matched gambling
EXPLOIT ONLINE BOOKMAKERS' FREE GAMBLING OFFERS
This is something we thought hard about before including. Yet as many who know exactly what they're doing make serious risk-free cash, we wanted to include it.
It's all about taking advantage of the offers betting sites run to encourage new players, usually involving free bets (eg, "bet £30 and we give you a free £30 bet"), and the fact different bookmakers offer different odds.
Thus, in some circumstances, by betting on all outcomes you guarantee a profit, whatever the outcome. However, this is complex and dangerous, and most people should run a million miles.
Don't ever contemplate attempting it unless you've done detailed research.
Here are the key points:
Warning! This is NOT about gambling. Gambling is not MoneySaving; the bookies always win in the long run (see Gamblers Anonymous). This is only about manipulating gambling introductory loopholes.
How much? With time and care, it's possible to make £1,000 over the year. Please don't go for it if you're desperate for cash. This is only for those with patience and who aren't under money pressure. Otherwise, you'll end up drawn into real gambling - and losing.
How do I do it? Read the Matched Betting Introduction and FAQs discussion in the Gambling Introductory Offer Loopholes board and the other sticky threads at the top. Remember it's an open forum, anyone can post. Just because someone sounds like they know what they're doing, doesn't mean they do.
2563336
EARN MONEY ONLINE FROM INTERNET RESEARCH
Internet companies such as 63336 (formerly AQA) are occasionally on the lookout for researchers. It works like this: a customer sends a text to researchers to ask the answer to a random question. The researcher - you - replies with an answer.
The beauty of this work is that you can generally choose the type of questions you answer, and the hours you work. Check for vacancies on the 63336 site or on its Facebook and Twitter pages. You'll have to pass a test before you get an interview.
There aren't vacancies all the time, but we've included this here so you'll know to check back later.
How much?
The site pays roughly 30p per question. Some can take just a few moments to answer, meaning that experienced researchers could rake in up £100s - though of course, it depends how much time you're prepared to put in. Join the 63336 discussion.
Got a top way to earn cash online that we haven't listed?
Feed back in the Earn cash online discussion.
26 Reclaim lost assets and inheritence
POTENTIAL PAYBACK OF £1,000S
There is BILLIONS of pounds worth of unclaimed money out there. Whether yours or an unknown inheritance from a deceased relative, it can usually be reclaimed free.
Try the My Lost Account website for bank accounts, savings and premium bonds. An estimated £1 billion's unclaimed in total.
If you've ever changed jobs, it's possible you've built up pension pots which now languish forgotten. The Pensions Service can help you trace and reclaim these. Full info in the Reclaim Lost Assets guide.
27Flog what you've got
Do you have unused assets worth £100s or £1,000s? Stop hoarding, and declutter for cash. Here's some inspiration:
Get max cash for old mobiles. An easy way to start is our Mobile Phone Selling Comparison tool for old handsets, iPods, cameras, etc. Eg, HTC Desire - best £53, worst £12.76. Or iPhone 4 16GB, best £129, worst £10.
30+ eBay tricks 'n' tools. Our 30+ eBay Selling Tricks guide is a crash course, from cutting eBay fees by tweaking start prices and using no-charge listing weekends, to adding extra pics with special tools. Plus there are tools to create multiple listings in advance and bulk upload them.
Safely sell old gold for max cash. TV ads yell "sell old gold for cash." Yet many are kicked in the crown jewels as they get a fraction of the promised price. Amid the scrap, though, are shining examples. Our Top Gold Selling Sites takes you through it.
2860 more ways to boost your income
If you're looking to rake in a little more, our 60 Tricks To Boost Your Income guide can add to the coffers. Here's a taster:
Get paid to enter shops. Cashback site Quidco* has free apps that let you earn cash on the go. Walk into shops with your mobile and you get 5p-20p a time - without getting your wallet out. See Free cashback.
Send pics to mags. For example, Love It! magazine pays £15 for cute pet pics or even £50 for readers' shirtless fellas (Mrs MSE's been banned from sending 'em in). See Paid pics.
Earn cash as an Avon lady (or man). We've been surprised by the popularity of the dedicated Avon Rep Hints & Tips forum thread.
29Give yourself a money makeover
PUT THOUSANDS BACK IN YOUR POCKET
While most people earn a max £200 a day, taking a day to sort your finances leaves many a grand a year better off.
Always think in terms of annual savings - £15 a month doesn’t sound much but it’s £180 a year. Here’s some OOMPH! to get you going.
Owed £10,000s in PPI? If you've had a loan or credit card in the past 10 years, check if you were mis-sold PPI. Don't worry if you don't have paperwork, see the FAQs in Reclaim PPI for Free.
Proof from Steverandall1965: "You inspired me to claim. Put it off for ages, then downloaded the template, sent it off and got £12,225, no fuss or bother."
Slash car insurance costs. Prices are falling so it's a good time to get a new quote. Some can halve costs by combining the results of comparison sites. See Cheap Car Insurance for a full step-by-step guide.
Can you cut your mortgage cost? If you’ve decent equity in your house and aren’t locked into a deal, speak to a mortgage broker. See the MSE Remortgage Booklet: Instant PDF | Printed
Credit card interest costs. Those with decent credit histories can now ‘balance transfer’ debts to new cards at 0%. Full info in Best Balance Transfers.
Save £100s with a water meter. If your home has more or the same number of bedrooms as people, check our Water Meter guide. Helen Bevington tweeted: "Thanks to MSE, we've water-metered. Monthly DD down from £80 to £25." That's £660/year less.
Those are just the start. For a detailed checklist of over 30 quick ways to cut bills, see the Money Makeover guide.
30Rent it - spare rooms, storage, parking spaces
The Rent it out for cash section of our Boost Your Income lists easy ways to earn extra from your property. Here's a taster:
Rent your driveway for up to £200/mth. Live near a city centre, airport, train station or footie ground? It's possible to earn up to £200/mth or more renting out your drive. See Rent Your Parking Space for a full how-to and top free-to-list online marketplaces.
Get cash for spare storage space. If you've unused space in a loft, garage or spare room, website Storemates lets you rent out it to others looking for cheap storage. See rent your storage.
Rent your spare room. The 'rent a room' scheme means you can take in a lodger to live in a furnished room in your home. It has a special exemption meaning you won't have to pay tax on the first £4,250 you make each year (this is halved if you share the income with your partner or someone else). See Take a lodger.
