if you are to gain control of your spending and your savings. Once you go through this exercise I think you will be very surprised at the results. I know we were!
You can do your expense analysis on paper or computer. We happened to do ours on a big white board, so we could see it hanging on the wall, staring us both right in the face every day. When we were done, we were able to both stand back and analyze our numbers.
Everyone pretty much knows exactly how much money they take home and a general idea about how much they spend. Well, if you are like most hard working people, you may be wondering why you are not saving more, or saving any money at all. Maybe there often seems to be some abnormal expenditure that accounts for not being able to save, ranging from a car repair, paying for your vacation, to property taxes, annual insurance payments, holiday gifts, etc. You probably are buying too many things that you don’t really need.
