We developed proprietary Global Credit Score algorithm that takes into account hundreds of data points to assess the risk of each borrower and loan. So far, the overall repayment rate is around 90%. Look for loans that are following the recommended interest rate and match loans with your own risk appetite.
2. Build a diversified portfolio
Diversification is the key to manage investment risk. You should spread your bitcoins across many loans. By doing this, you will reduce your exposure to risk since a single default will not affect you much. Choose loans that are not correlated (ie: many loans from the same borrower are highly correlated). By this way you will experience lower volatility and more solid returns.
3. Contribute to the community
Don't forget to rate your borrowers! By doing this you are helping other investors like you to find the best possible investment opportunities.
